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Credit Trap
7/19/2015
I had a credit line of 1k, 3k 10k. I was able to purchase my clothes and gas on credit it was very convenient . I paid it off until I started realizing I can pay half of the amount and still have the other half to spend on other things. This is the start of learning how risk adverse I can be and the amounts I can handle. With no interest or annual fees and high credit money seemed very attractive. At this time I had a steady income, decent grades and was still socially awkward.
The thing they don't tell you is not paying in full or having a plan only brings yourself more trouble then what it is worth. For when a person is in debt they will always feel enslaved to the lender.
What we call in poker is variance where you make the correct decisions, but things just still don't happen 'the way' that they should . I had a full time job then I got reduced hours, slowly these credit payments got way over my head. I was young no one told me how to do things properly.After, the pressure got too big I shut down and went to Google search for my options to freedom.